Does your medical insurance cover what your car insurance does not if you were in a car accident?
I was in a car accident and this guy without a license totaled my car. I had to go to the emergency room for medical care. My insurance will cover up to $5000 of the bill. Well the bill is about $8000. If they bill my medical insurance is there a possibility they will cober the rest?
August 13th, 2010 at 4:01 am
Your auto insurance does not cover your medical costs.
August 13th, 2010 at 4:08 am
yep absolutely–it’ll just be like you have 2 insurance companies…your auto will be your primary insurance, and your medical will be your secondary. So just submit a statement from your auto insurance, a copy of the original bills, and a claim form for your medical insurance. 🙂
August 13th, 2010 at 4:15 am
~~Yes, your medical insurance will cover. Just let them know what is happening, and they will handle it.~~
August 13th, 2010 at 4:52 am
Yes your regular insurance will cover the rest BUT most likely not in full. You are most likely going to have a balance of some sort. But rest easy because doctor’s offices usually will set you up on a payment plan for any balance owed and hospitals most likely do the same.