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Adding a medical condition to travel insurance?

I’ve got a bad knee at the moment which is starting to play up, i’ve got travel insurance out for my holiday in June. If I go to the doctor to get my knee checked would I have to notify my insurance company so they can amend the insurance, if so would there be extra costs and would my knee be covered when on holiday?

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6 Responses to “Adding a medical condition to travel insurance?”

  1. Cala said :

    Travel insurance rarely covers pre-existing conditions, so it is likely that any issues with your knee would be excluded from the policy. If you have already seen or intend to see a doctor about it then it would be classed as a pre-existing condition. Check the small print on the insurance and see what it says about pre-existing conditions – pay special attention to anything under the heading of “exclusions”.

  2. Letitia Smith said :

    Agree with Kala. If your condition, has not yet been diagnosed, this is classed as an undiagnosed condition, which would not be covered. Once your condition has been diagnosed by your doctor, you will need to let your insurers know about it as it is a pre-existing condition. Once you are fully covered, you can enjoy your holiday without worrying about your knee. Check out http://www.allcleartravel.co.uk for more info on this.”

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