What are my medical insurance options once we leave the military?
I am pregnant, and my husband only has two more weeks in the military so we will soon be out of medical insurance. I know Cobra is set up for corporate employees… is there anything set up for ex-military or do we have to find a company like BCBS to give us personal medical insurance?
August 8th, 2010 at 6:46 am
Try Blue Cross coverage and Manual Life.
August 8th, 2010 at 7:35 am
Please be very careful. When I left one job to go to another, my wife was pregnant. I spoke with the insurance companies. The one from the company I left and the one I went to. I informed both of them my wife was pregnant and I wanted to ensure coverage continued. I paid $300.00 per month for 5 months, back in 1981. My wife’s visits to the doctor were covered. THE HOSPITAL visit was not. Apparently, the only thing I bought was a well baby care policy, nothing else. It took me 5 years to dig out of that hole.
Your husband may be able to extend for a few months to ensure he has coverage. It may not be the answer you and he do not want to hear but, I would strongly suggest it is much better than beginning civilian life with thousands of dollars owed.
August 8th, 2010 at 8:07 am
This is not a good situation to be in. Does your husband have another job lined up? If neither of you will be working you could try to get on medicaid. It is run by the state and if you are pregnant they have to let you get on it. Otherwise you are going to have to take out your own policy, but be sure to read the fine print. They can be tricky.
August 8th, 2010 at 9:02 am
Depends on what kind of Separation he is getting. With some separations you will have insurance up to 6 months but not all. i think it is not a good thing to do to get out of the Military and start all over with a new child on the way.
August 8th, 2010 at 9:06 am
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