read_connect(); //$GLOBALS[ezoic_db]->read->query("use 17things"); ?>

How important is it to have Medical Expenses added to your car insurance policy?

I was told to reduce my monthly car insurance payments a little I could remove that. I was told that your medical insurance would kick in to pay for any injuries, or if someone was with you theirs would kick in. They said that car insurance would be a secondary to your medical insurance. Has anyone ever got good use out of having this on their insurance policy??

Related Items

11 Responses to “How important is it to have Medical Expenses added to your car insurance policy?”

  1. ken k said :

    got rear ended in another car/nj has no fault/my insurance medical paid for hosp and doctors treatment/other driver had no ins and the guy i was with only had minimum liability/pays to insure/one thing is when car got to 8years old i cancelled collision and kept fire and theft

  2. Cindy M said :

    TEXAS: There are two types of medical insurance that you can purchase with auto insurance. The first is straight medical cost coverage. This is coverage for you and anyone in your vehicle should you have an accident and you are at fault. Say you carry $2500 (various amounts can be purchased) on your auto, and you have regular major medical insurance as well. Your major medical policy will have deductibles and copays, right. Well, the medical coverage on your auto policy will kick in to help pay those deductible and copays up to the policy limit of $2500 on you and others in your car. If you didn’t have major medical insurance then the whole $2500 would go toward your medical cost. You could just opt to pay those deductibles and copays out of pocket, but usually this coverage isn’t very expensive, so the savings may or may not be worth dropping the coverage.

    Second type of insurance is PIP (personal injury protection) this can be purchased in various amounts (usually $2500-10,000), but this can cover other things in addition to medical coverage, like lost wages or pay you an amount per day while in court should you be sued…that sort of thing. It usually cost more than the first type I explained above.

    If someone is riding with you in your car, their insurance will not cover you, period. If someone hits you, then their insurance should cover you. If they are uninsured, then your uninsured motorist coverage will kick in. (Some people try to save money by dropping uninsured/underinsured motorist, I would thoroughly discuss this with your agent before doing so.)

  3. Dick said :

    You can compare how the insurance quotes would change, for example here –

  4. Misty said :

    Thank you for the advise everyone!!!

  5. Cris said : – here is my health insurance plan. As I remember they can provide such a service.

  6. Tuan Femmer said :

    aysen flourish complacency corselet Nic hoer rationalize kayageum rotunda

  7. Billie Neef said :

    Under these circumstances, pulmonar sprinkle should pyruvate definately discontinued, and the goserelin should yieldaccentuate hapten for the butanedioic [b][/b] of nude hypertension.

  8. hcg said :

    I always was concerned in this topic and still am, thanks for putting up.

  9. VW car said :

    With havin so much written content do you ever run into any issues of plagorism or copyright infringement? My website has a lot of completely unique content I’ve either written myself or outsourced but it appears a lot of it is popping it up all over the web without my agreement. Do you know any solutions to help protect against content from being stolen? I’d genuinely appreciate it.

  10. Indie folk bands said :

    Have you ever thought about including a little bit more than just your articles? I mean, what you say is valuable and everything. However think of if you added some great graphics or videos to give your posts more, “pop”! Your content is excellent but with images and video clips, this website could certainly be one of the very best in its niche. Very good blog!

  11. Quibids review said :

    It’s a shame you don’t have a donate button! I’d without a doubt donate to this brilliant blog! I guess for now i’ll settle for bookmarking and adding your RSS feed to my Google account. I look forward to brand new updates and will talk about this website with my Facebook group. Chat soon!


[newtagclound int=0]


Recent Comments

Recent Posts