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A Question for our American Cousins, How much is the most expensive health insurance in the US?

I pay about £80 per month (around $160) which pays for me and my family to recieve full healthcare and my government pension when i retire (at 67 i believe) how much would the most expensive health insurance be in the states? (where all eventuallities are covered)
I should add that the £80 per month is taken out of my wages as National Insurance

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4 Responses to “A Question for our American Cousins, How much is the most expensive health insurance in the US?”

  1. panicked228 said :

    It depends greatly. Some factors are age, current/past medical problems, coverage, and job status. Some employers will pay for all or part of your coverage. There is almost always a co-pay for services and prescriptions. For the best coverage, you could pay upwards of $1000/month for a family.

  2. The Yank said :

    it depends on what plan you have. When I had insurance when I use to live in america, I had a PPO (which means I can see any doctor I want) theres also a HMO (which means you are only allowed to see certain doctors) . With my employer I paid $100 a month without my employer I would have paid over $500 a month and thats just for myself, I was a smoker at that time, one of the reasons for it being so expensive.

    Now this is going back almost 4 years, so the prices are now changed. But thats what they were back then

  3. robert r said :

    in plain language there is no upper limit, its kind of where does your bank account end and stupid start? where are you paying for services that are not needed, and the hospital and doctors all go on vacation in a luxury resort together, and you are paying for all of it

  4. Jennifer L said :

    The better the coverage, the more expensive the premium. If you want to pay less on the premium, then you may have to pay co-payments for doctor visits, co-payments for perscriptions, you may be restricted on the doctors/hospitals you can use, some procedures may not be covered. Higher costing premiums generally don’t have copayments, much more open as to hospital and doctor choice, better medication coverage and some procedures, like infertility treatments may be covered, that other insurance plans would not. In America, there is some freedom to pick and choose your coverage options, but not enough, IMHO. If a 23 year old single guy doesn’t want maternity benefits on his insurance, he shouldn’t have to pay for them, IMHO.

    So, short answer, it depends on what you want and what you’re willing to pay for.




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